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Loans and Financing to Develop Your Business

Business loans and other financing options from Rural American Bank provide the funds critical to your organization’s growth. Whether you’re starting a new business, or growing an existing one, we’ll find the best loan products and options for you.

Loan options for businesses include:

  • Operating lines of credit
  • Commercial loans
  • Real estate loans
  • Farm/home improvements
  • Equipment financing
  • Debt refinancing

Products You Need: We offer loan options for small and large businesses, agri-businesses and more.

Services You Expect: You can count on friendly service from a community bank.

Convenience You Deserve: Check your accounts in person, by phone or online; and we’re here when you need us.

Commercial Loans

Commercial and small business loans help you expand your business and keep it moving smoothly. Your solution may feature:

  • Operating lines of credit
  • Equipment financing
  • Commercial real estate loans
  • Lease programs
  • Inventory/accounts receivable financing
  • Government assisted financing through the Small Business Administration (SBA)

Agri-Business Loans

Agricultural business and rural homeowners have unique needs – and the Rural American Bank team understands the challenges. Our success depends on building confidence and long-term relationships with customers, especially those who operate farms and related agri-business operations.

We offer financing for a variety of purposes, including:

  • Operating lines of credit: cover typical farm operating expenses such as feed, seed fertilizer, fuel insurance and taxes
  • Real estate loans: acquire a farm, ranch or other property
  • Farm or home improvement loans: finance anything from new storage or processing facilities to home construction or remodeling
  • Livestock or equipment financing: invest in livestock, purchase new or used machinery, or finance business vehicles
  • Refinancing of existing debt capital: refinance mortgages and contracts or consolidate other debts; receive terms designed to fit your cash flow
  • FSA: choose a government-backed loan program

Worry-Free Banking Services

Rural American Bank is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

 

In Braham, contact:
Dennis Cunningham
Dennis Cunningham
Financial Consultant
email Dennis
(320) 396-3377

In Pine City, contact:
Sara Turner
Sara Turner
Financial Consultant
email Sara 
(320) 629-2561

Frandsen Bank & Trust’s Investment Management & Trust Department has been in operation since 1969 and assists over 1,300 individual and business investment clients throughout the upper Midwest.

Contact us today for FREE consultation. 507.233.4800

Our invitation to you:

You can look to us for a full-range of money management skills and facilities.

And you will find an emphasis on responsive, personal service that is rare in today’s business world.

We cordially invite you to become better acquainted with us and with our work. If you prefer to have one of our financial professionals meet with you at your home or office, simply contact us to arrange an appointment.

For more information on the services we provide, watch a video.

Trust Plan
Trust Plan (click here)

Inheritance
Inheritance (click here)

Retirement
Retirement (click here)

Divorce
Divorce (click here)

Empty Nesters
Empty Nesters (click here)

401k Rollover
401(k) Rollover (click here)

Bank on Main Street

Worry-Free Banking Services

Rural American Bank is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

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Braham Office: 320.396.3377 | Pine City Office: 320.629.2561
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Member FDIC | Equal Housing Lender