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Merchant Services and Merchant Capture Provide Transaction Options

Merchant Services and Merchant Capture from Rural American Bank help your business become more customer-friendly and efficient. Accept credit/debit card transactions and process checks without visiting the bank.

Products You Need: Give customers the electronic payment options they want.

Services You Expect: Find the right merchant program for your business.

Convenience You Deserve: Use the latest technologies to become more efficient.

Merchant Services

Accept MasterCard and VISA® transactions and receive competitive pricing. Rural American Bank has merchant programs for all types and sizes of businesses. We’ll guide you through the process, provide technology assistance and ensure the program meets your needs. To learn more, contact us.

Merchant Capture

Check processing has never been easier. With Merchant Capture, you make deposits right from your office. Receive longer bank hours for end-of-day cutoff and avoid trips to the bank.

Simply scan your customer checks with a Merchant Capture scanner and transmit the images to the bank. The deposits are made as soon as we receive the images. Check images are stored digitally.

Benefits include:

• Convenience: Make fewer trips to the bank.
• Longer bank hours: Submit transactions until 6 p.m. for end-of-day cutoff (unlike teller windows that close at 3 p.m.).
• Archiving: Store check images on a digital file.
• Deposit accuracy: Eliminate errors before the deposit is transmitted.
• Safety: Increase safety by eliminating driving time and night deposit drops.

Here’s how to get started with Merchant Capture:

• Assessment: We’ll review the volume of checks you process daily so we can provide you with the correct scanner.
• Equipment: You’ll need a personal computer, Internet connection, printer and check scanner (leased from us).
• System requirements: Your PC must have a minimum of 512 MB RAM, USB 2.0 (MVX), standard USB (UEC scanner), Microsoft Windows 2000 Professional or Windows XP Professional. (Windows Home Edition will not work.)
• Bank account: You must have an active business checking account with Rural American Bank.
• Setup: Our implementation team will set up your scanner and Merchant Capture software.
• Implementation: Your staff will be trained to use the equipment and software. We’ll guide you through your first transactions so your business makes a smooth transition.
• Toll-free technical support: Our toll-free help line offers free technical support to our customers.

Contact a business banker today to see if Merchant Capture is right for your business.

Locations: