On March 13, we will be converting to new check imaging software. As part of this process we will be generating a statement for all checking accounts on March 12. Please watch for more information on your February statement. As we move imaged data to our new system, please be aware you may not be able to access check images in Online Banking during this transitional period. We will make every effort to keep this interruption to a minimum. Our bank staff will have access to these images if research is necessary during this brief time.

NOTICE: Our E-statements have moved. To view/save your E-statements, log into Online Banking, select the account with the statement you wish to view, then click on the Documents tab.

**With the merge of Rural American Bank - Braham and First National Bank of Pine City, our bank routing number is now 091903035. PINE CITY CUSTOMERS: YOUR ROUTING NUMBER DOES NOT CHANGE. Any BRAHAM customers with federal government retirement checks to include social security and railroad pension checks- It is our understanding that Social Security Administration is making this routing number change, but if you choose to verify, you may contact SOCIAL SECURITY ADMINISTRATION AT THE FOLLOWING NUMBER: 1-800-772-1213, option 4 or the following website www.godirect.gov. Please make note of this new routing number when signing up for any new electronic deposits or withdrawals. Existing ACH transactions/merchants will receive notification of change from the Federal Reserve Bank of Minneapolis. All electronic transactions will continue to process with the old routing number while we wait for changes to be made.

***New Internet Banking security measures as required by the Federal Financial Institutions Examination Council (FFIEC) have been implemented in our banks. Please click on the ENHANCED SECURITY link above for more information and a demo.

We now offer In-House mortgage servicing on fixed-rate mortgages with a variety of terms. We service your loan...no more long-distance mortgage company to deal with. Get your loan here and make your payments here. (Not available on all mortgage loan products.) We're here to serve you! If you have any questions please don't hesitate to contact us: email us 320-396-3377 Meet Our Staff Favorite Links Kids Links Our mission is to: determine needs develop relationships deliver solutions.